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Collections Specialist salary by level

Collections and Recovery pay in 2026, from entry level to VP, in the highest-paying US markets.

Modeled estimate · Updated October 2026

Median base salary, Senior Collections Specialist, top-tier markets

$80,000

From entry level to VP, medians run from $44k to $176k.

Individual contributor track

Median base salary in the San Francisco Bay Area, New York, and Seattle.

TitleMedian base
Associate Collections SpecialistIC1 Associate / Entry$44k
Collections SpecialistIC2 Mid-level$61k
Senior Collections SpecialistIC3 Senior$80k
Lead Collections SpecialistIC4 Staff / Lead$98k
Principal Collections SpecialistIC5 Senior Staff / Principal$114k
Senior Principal Collections SpecialistIC6 Distinguished$132k

Management track

TitleMedian base
Associate Manager, Collections and RecoveryM2 Associate Manager$84k
Manager, Collections and RecoveryM3 Manager$98k
Senior Manager, Collections and RecoveryM4 Senior Manager$114k
Director, Collections and RecoveryM5 Director$135k
Senior Director, Collections and RecoveryM6 Senior Director$152k
VP, Collections and RecoveryE1 Vice President$176k

The full range

Every market, the 10th to 90th percentiles, bonus, equity, and new hire grants, adjusted for your industry and company size.

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Other Banking and Lending Operations roles

Where do these numbers come from?

They are modeled estimates built by compensation practitioners from publicly discussed pay and from how companies typically structure salary ranges by level and location. They are not survey results and not any company's actual ranges. Use them to get oriented before a pay conversation, not as an exact offer number.